Terms of Use

TEMPLATE: Michael must review (ideally with a lawyer) before launch. Fill in the bracketed items. This isn't legal advice.

Effective: [DATE]. These terms govern your use of mlopracticeexam.com, operated by [LEGAL BUSINESS NAME].

Educational use only

Content is for exam practice. It isn't legal, compliance, or financial advice, and it isn't an NMLS-approved course. Laws change; always rely on official sources.

No affiliation, no guarantee

We aren't affiliated with NMLS, CSBS, the SRR, or any regulator. We don't guarantee that you'll pass any exam.

License

Your purchase gives you a personal, non-transferable license for [ACCESS PERIOD, e.g., 12 months / lifetime]. You may not share accounts, copy, scrape, or resell the questions.

Payments

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Limitation of liability

To the extent the law allows, our total liability is limited to the amount you paid in the past 12 months.

Governing law

[STATE] law. Contact: [EMAIL].